Please review the resources available on this site. Want to keep up with all of the latest updates from the Detroit Retiree Health Care Trust? Please sign up for our newsletter.
The City of Detroit Police and Fire Retiree Healthcare Trust and the General Retiree Healthcare Trust (the “VEBAs”) have closed on their financing with Citibank to prov...
Read More »
The DPFRHC will host an informational meeting about the Health Care Trust for City of Detroit retirees. The meeting will take place at 1 p.m. and 4 p.m.
Yes, you may continue to receive HRA contributions, however you will be asked to verify that you still meet the program qualifications for the HRA contributions.
Posted in: Health Care
In this instance, an HRA will be set-up in the name of the retiree and will be credited each month with the amount of the additional spouse HRA contribution.
You will be automatically enrolled in the HRA and your account will be credited each month in the amount of your current stipend. Failure to opt-out in writing will result in your default enrollment in the RHC Trust's HRA coverage and as such, if you are currently purchasing health insurance on a public healthcare exchange, HRA coverage through the RHC Trust will be considered "other health coverage" and may result in your ineligibility for federal tax credits on the public exchanges.
Please be aware that HRAs are considered to be group health plans within the meaning of Internal Revenue Code § 9832(a); Section 733(a) of the Employee Retirement Income Security Act of 1974 (ERISA); and Section 2791(a) of the Public Health Service Act. If you are currently purchasing health insurance on a public healthcare exchange, HRA coverage through the RHC Trust will be considered "other health coverage" and may result in your ineligibility for federal tax credits on the public exchanges. Therefore, if you are currently receiving federal tax credits, you may want to opt-out of coverage under the RHC Trust in order to preserve your eligibility for such tax credits on the public health exchanges.
Detroit Police & Fire Retiree Health Care Plan
8220 Irving Road
Sterling Heights, MI 48312
Copyright 2017 by Detroit Police & Fire Retiree Health Care